A variety of generous scholarships, grants and awards are available through St. Thomas University. Academic, departmental, endowed, federal Pell and supplemental grants, and other sources of aid are awarded based on merit or demonstrated financial need, or a combination of both.

The following information is meant to give you an overview of the many sources of supplemental aid to minimize the financial strain of a private college education. Check with your high school guidance office or the Office of Financial Aid at St. Thomas University to learn more about endowed scholarships and other ways to assist in defraying your total educational costs.

Office of Financial Aid
305.628.6547

FEDERAL ASSISTANCE
 
FEDERAL PELL GRANT - Grant for undergraduate students who demonstrate need and is seeking their first bachelor degree. The actual amount will be pro-rated based on the student’s actual enrollment status each semester.
FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG) - Grant funded by the Federal Government and available on a limited basis to eligible undergraduate students. Priority is given to students with the greatest financial need. You must enroll full-time to receive this grant.
FEDERAL WORK STUDY PROGRAM - A need-based program funded by the Federal Government to provide part-time employment for students while gaining valuable experience. Federal Work Study students can work up to 20 hours per week in a variety of jobs on campus. You must enroll full-time to participate in the Federal Work Study program.
FEDERAL PERKINS LOAN - A long term low interest loan made to students demonstrating exceptional financial need. Awards are also contingent upon the availability of funds and the amount of other financial assistance received. The interest rate is 5% and repayment begins 9 months after the student’s graduates or drops below half-time enrollment. You must be enrolled full-time to receive this loan.
FEDERAL SUBSIDIZED STAFFORD LOAN - A long-term loan it is based on financial need. The interest rate is variable and capped at 8.25% and interest accrual and repayment begins six months after the student graduates or drops below half time. Loan limits: Freshmen - $2625, Sophomores - $3500, Juniors & Seniors - $5500.
FEDERAL UNSUBSIDIZED STAFFORD LOAN - A long term non-need based loan available to dependent students who do not qualify for the full amount of a Federal Subsidized Stafford Loan. The loan limits apply to combine subsidized and unsubsidized amounts for dependent students. Independent students are eligible to borrow an additional $4000/year for freshman and sophomore, $5000/year for junior and senior. The student is responsible for paying the interest while attending school. Interest starts 45 days after the loan is fully disbursed. The interest rate is variable and capped at 8.25%.
FEDERAL PARENT LOAN FOR UNDERGRADUATE STUDENTS (PLUS) - A long term loan for parents of dependent undergraduate students who do not have an adverse credit history. This is a non-need based loan. The interest rate is variable but capped at 9% and interest accrual and repayment begins 60 days after loan is fully disbursed. Loan limits equal the cost of attendance minus other financial aid received by the student.
 
IMPORTANT NOTE: Prior to obtaining a federal student loan, all first time borrowers at St. Thomas must participate in ENTRANCE LOAN COUNSELING in accordance with federal regulations. The purpose is to provide debt management counseling, and to inform the student of his or her rights and responsibilities as a borrower of a federal student loan. In addition, and in accordance with federal regulations, all students who obtained a federal student loan must participate in EXIT LOAN COUNSELING prior to separation from the university where the borrower is advised about the amount of indebtedness, deferment, forbearance, and consolidation provisions related to loan repayment. Since this is mandatory, academic transcripts and/or diploma will be withheld until the federal exit loan counseling requirement has been fulfilled. The student can complete the Entrance and/or Exit loan counseling on-line at www.suntrusteducation.com.
 
STATE ASSISTANCE
 
FLORIDA STUDENT ASSISTANCE GRANT (FSAG) - The FSAG is a need-based grant funded by the State of Florida. The Office of Financial Aid assumes from the information you submitted on the FAFSA that you appear eligible on the basis of financial need. Final eligibility is subject to confirmation from the State Agency. If you are a prior year recipient, you must have earned 24 credits by the end of the Spring term and have a cumulative 2.0 GPA to maintain eligibility. You must enroll full-time to receive this grant.
FLORIDA RESIDENT ACCESS GRANT (FRAG) - The FRAG is a non-need based grant funded by the State of Florida. The Office of Financial Aid assumes from the information you submitted on the FRAG application that you appear eligible. You must submit the FRAG application by the designated deadlines for each academic year. Final eligibility is subject to confirmation from the State Agency. If you are a prior year recipient, you must have earned 24 credits by the end of the Spring term and have a cumulative 2.0 GPA to maintain eligibility. You must enroll full-time to receive this grant.
FLORIDA BRIGHT FUTURES SCHOLARSHIP - The Florida Academic Scholars, the Florida Medallion and Vocational Gold Seal awards are estimated. Annual award amount is determined by the Florida Department of Education. They are based on full time enrollment per semester. The actual amount will be pro-rated based on your actual enrollment status each semester.
 
INSTITUTIONAL ASSISTANCE
St. Thomas University reserves the right to review and adjust original financial aid award packages, including university funded scholarships and/or grants should you receive additional funding from federal, state and private sources (e.g. Federal Pell Grant, FSEOG, FRAG, FSAG, Florida Bright Futures Program, etc.) that exceed the cost of tuition and dormitory fees (if applicable). All institutional aid is intended for full-time enrollment for Fall and Spring semesters only. Recipients of multiple institutional awards including tuition discounts are eligible to receive the highest individual award only.
ACADEMY FOR TOURISM SCHOLARSHIP-Student must have completed the Dade County School Board-sponsored Academy of Tourism program, and must enroll directly into St. Thomas from high school. Award level will vary and you must maintain a 2.75 or high cumulative GPA.
HUGH ADAMS SCHOLARSHIP-Awarded to a Broward Community College graduate who earned an AA degree with a minimum 3.50 GPA, who completed the Honors Program at BCC, and who has been admitted to the St. Thomas Honors Program. The award is renewable provided the student makes satisfactory academic progress toward completing the Honors Program requirements. Award level will vary.
ATHLETIC SCHOLARSHIPS- awarding of these scholarships are determined by the Athletic Department, based on athletic skill and financial need.
VISION 2000 SCHOLARSHIPS-Available to graduates of Catholic high schools of Miami for students that enroll directly from high school into St. Thomas. Renewal is for three successive academic years providing the student maintains full time enrollment and maintain a 2.75 cumulative GPA.
PRESIDENTIAL SCHOLARSHIPS - Awards are based on academic achievement and aptitude. Undergraduates must be full-time students and maintain a 2.5 cumulative G.P.A. at St. Thomas University. Amounts are awarded and determined by the Admissions Committee.
DEANS AWARDS - Scholarships are based on academic achievement and aptitude. Undergraduates must be full-time students and maintain a 2.5 cumulative G.P.A. at St. Thomas University. Amounts are awarded and determined by the Admissions Committee.
INTERNATIONAL STUDENT AWARD-Available to international students admitted for full-time study. The award is renewable is for three successive academic years provided the student maintains a 2.0 cumulative G.P.A. Amounts are awarded and determined by the Admissions Committee.
R. ROBERT MCCABE SCHOLARSHIP-Student must be a graduate of Miami Dade College (North or South Campus) with an A.A. degree, must have 3.50 GPA, have completed the Honors Program at MDCC and be admitted to St. Thomas University Honors Program. Award determined by the President of Miami Dade College. This award is renewable provided the student makes satisfactory progress toward completing the Honors Program requirements.
MIAMI DADE COLLEGE INTER-AMERICAN SCHOLARSHIP - Student must be a graduate of Miami Dade College Inter-American Campus with an A.A. degree, must have 3.50 GPA, have completed the Honors Program at MDCC and be admitted to St. Thomas University Honors Program. Award determined by the President of Miami Dade College. This award is renewable provided the student makes satisfactory progress toward completing the Honors Program requirements.
RICHARD E. MCVOY MEMORIAL SCHOLARSHIP-Awarded to main campus students who have earned 30 credit hours at St Thomas University and demonstrate outstanding extra-curricular activities at St. Thomas University. Recipient will be selected by the McVoy Scholarship Committee. This is a non-renewable scholarship.
JAMES J. O’MAILIA SCHOLARSHIP-Awarded to a candidate of promise or distinction who has earned a minimum of 60 credits, 30 at St. Thomas. An essay about Mr. O’Mailia’s last lecture must be submitted to the O’Mailia Scholarship Committee, which selects the recipients.
RESIDENT ASSISTANCE WAIVER- Eligible students will receive a waiver for on-campus housing. Student must be least a sophomore with a 2.50 cumulative GPA and must complete an interview process through Campus Life.
UNIVERSITY AWARD- available to incoming students based on GPA and/or standardized test scores. Undergraduate students must be full-time and maintain a 2.0 cumulative GPA.
ST. THOMAS GRANTS-Available to students who prove financial need. Undergraduate students must be full-time and maintain a 2.0 cumulative GPA.
ST. THOMAS UNIVERSITY HONOR SCHOLARSHIP-Students must be selected by the St. Thomas University Honors Committee, have and maintain a 3.50 cumulative GPA and have received a minimum of 28 on the ACT or 1100 on the SAT.
TRANSFER ASSISTANCE AWARD-Available to transfer students with minimum of 30 credit hours from accredited two (2) or four (4) year institutions. Scholarships are renewable up to six semesters and are based on full-time study and maintain a 2.0 cumulative GPA.
 
ST. THOMAS UNIVERSITY’S ENDOWED & DESIGNATED SCHOLARSHIPS
Accounting and Finance Scholarship - Senior in fall term 2006 majoring in Accounting or Finance, minimum GPA 3.0, complete the FAFSA, demonstrate financial need and be in good academic standing
Aramark Corporation Scholarship - Complete the FAFSA, demonstrate financial need and have a minimum GPA of 3.5. Preference to students who live on campus.
Ray Apicella Scholarship - Be in good academic standing and have a GPA of at least 3.0.
Beverly S. Bachrach and Robert L. Pines Scholarship - Incoming Freshman, citizen, complete the FAFSA, demonstrate financial need and have a minimum GPA of 3.0.
Paul Bateman Scholarship - Incoming Freshman, citizen, complete the FAFSA, demonstrate financial need and be in good academic standing.
Camille & Carl Buccellato Scholarship - Complete the FAFSA, demonstrate financial need and be in good academic standing.
Rose Casale Memorial Scholarship - Complete the FAFSA, demonstrate financial need and be in good academic standing.
Collegis Scholarship - Major in Computer Science or Computer Information Systems, complete the FAFSA, demonstrate financial need and be in good academic standing and be a citizen or eligible non-citizen of the U.S.
The LeRoy Collins Memorial Scholarship - Seniors majoring in communications, demonstrate financial need, and be a Florida resident.
Association of Cuban University Women Scholarship - Incoming Cuban-American female freshman, complete the FAFSA, demonstrate financial need and have a minimum GPA of 3.0.
Ethics in Business Scholarship - Preference to students majoring in Business. Must be Florida resident and be in good academic standing.
Henry A. Ferro, Jr. Memorial Scholarship - Major in Sports Administration, demonstrate academic achievement, complete the FAFSA and demonstrate financial need. Preference to graduates of a Catholic high school in the Northeast, especially Long Island .
Forrest Flammang Charitable Trust Fund Scholarship - Complete the FAFSA and demonstrate financial need. Must demonstrate academic achievement.
Hall Family Scholarship - Incoming freshman, complete the FAFSA and demonstrate financial need.
William Randolph Hearst Scholarship - Incoming Hispanic or African-American freshman. Minimum GPA of 3.3 and SAT score of 1050. Must complete the FAFSA, have financial need and intend to reside in after graduation.
Independence Scholarship Program - Students currently in the foster –care system that has not been adopted.
Institute for Workforce Enhancement Scholarship - Complete the FAFSA, demonstrate financial need, be an adult student 23 year or older, Florida resident and be registered full-time.
Captain John J. Kelly Memorial Scholarship - Complete the FAFSA, demonstrate financial need and be in good academic standing.
Martin Lemlich Memorial Scholarship - Pre-law student, complete the FAFSA and demonstrate financial need, and have a minimum GPA of 3.0.
O. Mike & Marion Marinelli Scholarship - South Florida resident from a minority background with good academic achievement.
Mendelson Scholarship - Incoming freshman, must be a citizen or eligible non-citizen, and must be in good academic standing with a minimum high school GPA of 3.25.
Albert & Beatriz Miniaci Scholarship - Incoming freshman, complete the FAFSA, demonstrate financial need and be in  good academic standing.
Mother’s Love Scholarship - Female African-American with financial need.
Adrienne and Edward J. Mulvey Scholarship - Have a GPA of at least 3.0 and demonstrate academic achievement.
Neal Parker Scholarship - Have a GPA of at least 3.0 and demonstrate academic achievement.
Nelnet Foundation Scholarship - Incoming freshman, complete the FAFSA, demonstrate financial need and maintain good academic standing.
Agueda & Tomas Ogazon Scholarship - Hispanic citizens or permanent residents, majoring in business, demonstrate financial need and owes a balance with the university
Paramount Automated Food Service Scholarship - Incoming freshman, complete the FAFSA, demonstrate financial need and maintain good academic standing.
Republic Bank Scholarship - Complete the FAFSA, demonstrate financial need and maintain good academic standing.
Lourdes P. & Rafael A. Sanchez Scholarship - Major in Sports Administration, demonstrate academic achievement, complete the FAFSA and demonstrate financial need.
Don Shula Scholars - Incoming freshman, complete the FAFSA, demonstrate financial need, be a High School varsity athlete with a sports-related career goal and a GPA of at least 2.50
SunTrust Bank Scholarship - Incoming Freshman or Sophomore, Miami-Dade resident with a 3.0 GPA, majoring in business, and participating in community service.
United Parcel Service Scholarship - Complete the FAFSA and demonstrate financial need. Must demonstrate academic achievement.


STATE SCHOLARSHIPS

FLORIDA FUND FOR MINORITY TEACHERS - For junior and senior minority students majoring in education. Priority given to transfers from local community colleges. Minority students changing their major to education in their junior year also eligible to apply. Must be a Florida resident. Must be enrolled full-time. Florida Fund for Minority Teacher Scholarship Application is available on line at www.ffmt.org

 
For more State of Florida scholarships, please visit http://www.fldoe.org/
 
OTHER SOURCES OF SCHOLARSHIP FUNDS
There are many sources of funding available for students outside St. Thomas University. Scholarships may be obtained from private organizations, corporations, religious groups, and civic organizations. Different types of criteria, in addition to academic achievement, such as ethnic background, program of study, disability, etc. may be used in determining eligibility. Some excellent resources for scholarships include high school guidance counselors, college financial aid advisors, public libraries, and local bookstores. Many scholarships are listed on the web. Following is a sample list of websites:
 www.collegequest.com (NASFAA/Peterson’s)

For the latest updates on available scholarships, please visit the Financial aid office or web page and select Scholarships.
 
One such scholarship is:

ROBERT G. & GAIL F. KNIGHT SCHOLARSHIP FOUNDATION - Qualified students age 17 or older who are planning to attend or currently attending a two year or four year college or university. GPA of 3.5 (high school) or above or 3.0 (college) or above is required. The applicant must have a history of school involvement in activities, sports, and/or community service. Scholarship recipients are selected based on a combination of merit, activities, and a personal essay.